Mortgage Calculators
Mortgage calculators that estimate monthly payments with taxes and insurance, show what you can afford, model extra payments, compare refinancing, and weigh renting against buying.
6 free mortgage calculators
Mortgage Payment CalculatorEstimate a full monthly mortgage payment: principal and interest plus property tax, home insurance, HOA dues, and PMI.Open calculator Mortgage Affordability CalculatorSee the home price you can afford based on income, debts, down payment, and lender DTI limits — shown as conservative, standard, and aggressive ranges with a DTI gauge.Open calculator Mortgage Amortization CalculatorGenerate a full mortgage amortization schedule with yearly principal and interest totals, a payoff chart, and the month your loan retires.Open calculator Extra Mortgage Payment CalculatorSee how much time and interest an extra monthly mortgage payment saves.Open calculator Refinance Savings CalculatorDecide whether refinancing pays: monthly savings, break-even months, net lifetime savings, and a cumulative-cost chart comparing your old and new loans.Open calculator Rent vs Buy CalculatorCompare the true long-run cost of renting vs buying a home, including appreciation, maintenance, rent increases, investment returns, and selling costs.Open calculator
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About these tools
Every mortgage calculator documents its formula, shows worked examples with real numbers, lists assumptions and limits, and answers common questions. Results update instantly as you type, and nothing you enter leaves your browser.
Start with the tool closest to your decision, then use the related links to test neighboring scenarios — comparing two or three paths beats trusting any single estimate.