Budgeting Calculators
Budgeting calculators that map income against spending categories, compare your mix to the 50/30/20 guideline, measure debt-to-income ratio, and total your net worth.
4 free budgeting calculators
Monthly Budget CalculatorBuild a monthly budget: enter income and spending by category to see what remains, your savings rate, and an expense breakdown chart.Open calculator 50/30/20 Budget CalculatorSplit your after-tax income using the 50/30/20 rule: 50% needs, 30% wants, 20% savings.Open calculator Debt-to-Income Ratio CalculatorCalculate front-end and back-end debt-to-income ratios with lender threshold gauges.Open calculator Net Worth CalculatorTotal your assets and liabilities to see true net worth, liability ratio, and which side of the ledger dominates.Open calculator
About these tools
Every budgeting calculator documents its formula, shows worked examples with real numbers, lists assumptions and limits, and answers common questions. Results update instantly as you type, and nothing you enter leaves your browser.
Start with the tool closest to your decision, then use the related links to test neighboring scenarios — comparing two or three paths beats trusting any single estimate.