Loan and Debt Calculators

Estimate personal-loan payments and compare debt payoff or consolidation scenarios.

Personal Loan CalculatorEstimate a personal-loan payment, total interest, and payoff cost using principal, APR, term, and optional origination fees.Debt Payoff CalculatorEstimate a debt payoff date and interest cost using balance, APR, monthly payment, and extra-payment scenarios.Debt Consolidation CalculatorCompare existing debts with a consolidation loan using balances, APRs, payments, fees, new rate, term, and total interest.

Use estimates as a comparison tool

Start with accurate inputs, compare more than one scenario, and review the formula and limitations on each calculator page. Results are educational estimates and can differ from lender, payroll, tax, investment, or business systems.

Category reviewed June 26, 2026. Calculator methodology · Disclaimer