/* ============================================================
   CalcPrimeHQ — design system
   Dark premium fintech · base #1b1d24
   ============================================================ */

/* ---------- fonts ---------- */
@font-face {
  font-family: 'InterVar';
  src: url('/assets/fonts/InterVariable.woff2') format('woff2');
  font-weight: 100 900;
  font-style: normal;
  font-display: swap;
}

/* ---------- tokens ---------- */
:root {
  --bg: #1b1d24;
  --bg-deep: #16181e;
  --bg-raised: #20232c;
  --bg-input: rgba(255, 255, 255, 0.045);
  --line: rgba(255, 255, 255, 0.09);
  --line-strong: rgba(255, 255, 255, 0.16);
  --text: #e9ecf3;
  --text-2: #aab2c3;
  --text-3: #8b93a6;
  --cyan: #22d3ee;
  --blue: #60a5fa;
  --purple: #a78bfa;
  --emerald: #34d399;
  --amber: #fbbf24;
  --rose: #fb7185;
  --ink-on-accent: #0a1220;
  --radius: 18px;
  --radius-sm: 12px;
  --shadow-lg: 0 24px 70px -24px rgba(0, 0, 0, 0.65);
  --shadow-md: 0 12px 34px -14px rgba(0, 0, 0, 0.55);
  --glass-bg: linear-gradient(160deg, rgba(255, 255, 255, 0.065), rgba(255, 255, 255, 0.02));
  --font: 'InterVar', Inter, -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;
}

/* ---------- reset ---------- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: var(--font);
  background: var(--bg);
  color: var(--text);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
img, svg { display: block; max-width: 100%; }
button, input, select, textarea { font: inherit; color: inherit; }
ul[role='list'], ol[role='list'] { list-style: none; }
::selection { background: rgba(34, 211, 238, 0.28); }

:focus-visible {
  outline: 2px solid var(--cyan);
  outline-offset: 2px;
  border-radius: 6px;
}
.sr-only {
  position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0;
}
.skip-link {
  position: absolute; left: 12px; top: -48px; z-index: 200;
  background: var(--cyan); color: var(--ink-on-accent);
  padding: 10px 16px; border-radius: 10px; font-weight: 600;
  transition: top .15s ease;
}
.skip-link:focus { top: 12px; }

/* ---------- layout ---------- */
.container { width: min(1180px, 92%); margin-inline: auto; }
.container.narrow { width: min(860px, 92%); }
.page-pad { padding-top: 26px; padding-bottom: 90px; }
.section { margin-top: 72px; }
.sec-head { max-width: 640px; margin-bottom: 28px; }
.sec-head h2 { font-size: clamp(1.45rem, 2.6vw, 1.9rem); letter-spacing: -0.02em; }
.sec-head p { color: var(--text-2); margin-top: 6px; }

h1, h2, h3 { line-height: 1.18; letter-spacing: -0.022em; font-weight: 750; }
h2 { font-size: clamp(1.35rem, 2.4vw, 1.75rem); margin-bottom: 14px; }
h3 { font-size: 1.08rem; }

/* ---------- header / nav ---------- */
.site-header {
  position: sticky; top: 0; z-index: 90;
  background: rgba(27, 29, 36, 0.78);
  backdrop-filter: blur(16px) saturate(150%);
  -webkit-backdrop-filter: blur(16px) saturate(150%);
  border-bottom: 1px solid var(--line);
}
.nav-wrap { display: flex; align-items: center; gap: 26px; height: 64px; }
.logo {
  display: inline-flex; align-items: center; gap: 10px;
  font-weight: 800; font-size: 1.12rem; letter-spacing: -0.02em;
  color: var(--text); text-decoration: none; white-space: nowrap;
}
.logo em { font-style: normal; background: linear-gradient(90deg, var(--cyan), var(--blue) 60%, var(--purple)); -webkit-background-clip: text; background-clip: text; color: transparent; }
.main-nav ul { display: flex; list-style: none; gap: 4px; }
.main-nav a {
  display: block; padding: 8px 13px; border-radius: 10px;
  color: var(--text-2); text-decoration: none; font-weight: 550; font-size: 0.95rem;
  transition: color .15s ease, background .15s ease;
}
.main-nav a:hover, .main-nav a[aria-current] { color: var(--text); background: rgba(255, 255, 255, 0.06); }
.nav-actions { margin-left: auto; display: flex; align-items: center; gap: 10px; }

.hamburger { display: none; flex-direction: column; justify-content: center; gap: 5px; width: 42px; height: 42px; background: rgba(255,255,255,.05); border: 1px solid var(--line); border-radius: 11px; cursor: pointer; padding: 0 9px; }
.hamburger span { display: block; height: 2px; background: var(--text); border-radius: 2px; transition: transform .2s ease, opacity .2s ease; }
.hamburger[aria-expanded='true'] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.hamburger[aria-expanded='true'] span:nth-child(2) { opacity: 0; }
.hamburger[aria-expanded='true'] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.mobile-nav { border-top: 1px solid var(--line); padding: 14px 4vw 22px; background: rgba(24, 26, 32, 0.98); }
.mobile-nav ul { list-style: none; display: grid; gap: 2px; }
.mobile-nav a { display: block; padding: 11px 10px; border-radius: 10px; color: var(--text-2); text-decoration: none; font-weight: 550; }
.mobile-nav a:hover { background: rgba(255,255,255,.05); color: var(--text); }
.btn-block { width: 100%; margin-top: 12px; }

/* ---------- buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  padding: 10px 18px; border-radius: 12px; border: 1px solid transparent;
  font-weight: 650; font-size: 0.95rem; cursor: pointer; text-decoration: none;
  transition: transform .15s ease, box-shadow .15s ease, background .15s ease, border-color .15s ease;
  will-change: transform;
}
.btn:active { transform: translateY(1px) scale(.99); }
.btn-primary {
  background: linear-gradient(135deg, #35e2f7, #4ea9ff 55%, #7c8cff);
  color: var(--ink-on-accent);
  box-shadow: 0 8px 26px -8px rgba(56, 189, 248, 0.55), inset 0 1px 0 rgba(255,255,255,.35);
}
.btn-primary:hover { transform: translateY(-1px); box-shadow: 0 12px 30px -8px rgba(56, 189, 248, 0.65), inset 0 1px 0 rgba(255,255,255,.35); }
.btn-outline { border-color: var(--line-strong); color: var(--text); background: rgba(255,255,255,.03); }
.btn-outline:hover { border-color: rgba(96,165,250,.6); background: rgba(96,165,250,.09); }
.btn-ghost { background: rgba(255,255,255,.045); border-color: var(--line); color: var(--text-2); }
.btn-ghost:hover { color: var(--text); border-color: var(--line-strong); }
.btn-lg { padding: 13px 26px; font-size: 1.02rem; border-radius: 14px; }
.btn-sm { padding: 7px 12px; font-size: 0.85rem; border-radius: 10px; }

.btn-find { white-space: nowrap; }

/* ---------- hero ---------- */
.hero {
  position: relative; overflow: hidden;
  padding: clamp(56px, 9vh, 96px) 0 40px;
  background:
    radial-gradient(58% 68% at 78% 12%, rgba(96, 165, 250, 0.13), transparent 62%),
    radial-gradient(46% 52% at 12% 82%, rgba(167, 139, 250, 0.10), transparent 60%),
    radial-gradient(38% 44% at 50% -8%, rgba(34, 211, 238, 0.12), transparent 58%);
}
.hero::before {
  content: ''; position: absolute; inset: 0; pointer-events: none;
  background-image:
    linear-gradient(rgba(255,255,255,.032) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,.032) 1px, transparent 1px);
  background-size: 44px 44px;
  mask-image: radial-gradient(72% 88% at 50% 6%, #000 30%, transparent 78%);
  -webkit-mask-image: radial-gradient(72% 88% at 50% 6%, #000 30%, transparent 78%);
}
.hero-grid { position: relative; display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1.06fr); gap: clamp(28px, 5vw, 64px); align-items: center; }
.hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 0.83rem; font-weight: 600; color: var(--cyan);
  border: 1px solid rgba(34, 211, 238, 0.32); background: rgba(34, 211, 238, 0.07);
  padding: 6px 13px; border-radius: 999px; margin-bottom: 20px;
}
.hero h1 { font-size: clamp(2.15rem, 4.6vw, 3.4rem); font-weight: 800; letter-spacing: -0.032em; }
.lead { color: var(--text-2); font-size: clamp(1.02rem, 1.6vw, 1.16rem); max-width: 56ch; margin-top: 16px; }
.hero-ctas { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 28px; }
.hero-points { list-style: none; display: flex; flex-wrap: wrap; gap: 8px 20px; margin-top: 26px; padding: 0; }
.hero-points li { position: relative; padding-left: 22px; color: var(--text-3); font-size: 0.92rem; }
.hero-points li::before { content: ''; position: absolute; left: 0; top: 7px; width: 13px; height: 13px; border-radius: 50%; background: radial-gradient(circle at 35% 35%, #67e8f9, #0e7490); box-shadow: 0 0 10px rgba(34,211,238,.5); }

/* ---------- hero dashboard mockup (CSS/SVG 3D) ---------- */
.dash-wrap { position: relative; min-height: 480px; perspective: 1400px; }
.glow-a, .glow-b { position: absolute; border-radius: 50%; filter: blur(70px); opacity: .5; pointer-events: none; }
.glow-a { width: 340px; height: 340px; right: -60px; top: -70px; background: radial-gradient(circle, rgba(34,211,238,.34), transparent 65%); }
.glow-b { width: 380px; height: 380px; left: -80px; bottom: -110px; background: radial-gradient(circle, rgba(124,140,255,.30), transparent 65%); }

.dash-main {
  position: relative; z-index: 2;
  background: var(--glass-bg);
  backdrop-filter: blur(18px) saturate(150%); -webkit-backdrop-filter: blur(18px) saturate(150%);
  border: 1px solid var(--line-strong);
  border-radius: 22px; padding: 20px;
  box-shadow: var(--shadow-lg), inset 0 1px 0 rgba(255,255,255,.10);
  transform: rotateY(-7deg) rotateX(3.5deg) rotateZ(.4deg);
  transform-style: preserve-3d;
}
.dash-top { display: flex; align-items: center; gap: 7px; }
.dot { width: 9px; height: 9px; border-radius: 50%; background: rgba(255,255,255,.16); }
.dash-title { font-size: 0.86rem; font-weight: 650; color: var(--text-2); margin-left: 8px; }
.dash-chip { margin-left: auto; font-size: 0.74rem; color: var(--emerald); border: 1px solid rgba(52,211,153,.3); background: rgba(52,211,153,.08); border-radius: 999px; padding: 3px 10px; font-weight: 600; }
.dash-kpis { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; margin: 16px 0 14px; }
.dash-kpi { background: rgba(255,255,255,.04); border: 1px solid var(--line); border-radius: 13px; padding: 11px 13px; }
.dash-kpi span { display: block; font-size: 0.72rem; color: var(--text-3); font-weight: 550; }
.dash-kpi strong { display: block; font-size: 1.12rem; font-weight: 750; font-feature-settings: 'tnum'; margin: 2px 0 1px; }
.dash-kpi em { font-style: normal; font-size: 0.71rem; color: var(--text-3); }
.dash-chart { width: 100%; height: auto; border-radius: 10px; }
.dash-legend { display: flex; gap: 16px; margin-top: 10px; }
.lg { font-size: 0.74rem; color: var(--text-3); display: inline-flex; align-items: center; gap: 6px; }
.lg::before { content: ''; width: 14px; height: 3px; border-radius: 2px; display: inline-block; }
.lg-cyan::before { background: var(--cyan); }
.lg-green::before { background: var(--emerald); }

.dash-side {
  position: absolute; z-index: 3;
  background: var(--glass-bg);
  backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px);
  border: 1px solid var(--line-strong); border-radius: 16px;
  padding: 13px 16px; box-shadow: var(--shadow-md);
  animation: floaty 7s ease-in-out infinite;
}
.dash-side span { display: block; font-size: 0.72rem; color: var(--text-3); font-weight: 550; }
.dash-side strong { display: block; font-size: 1.25rem; font-weight: 750; font-feature-settings: 'tnum'; }
.dash-side em { font-style: normal; font-size: 0.72rem; color: var(--emerald); }
.dash-side svg { margin-top: 8px; width: 100%; height: 8px; }
.dash-card-a { right: -18px; top: -44px; width: 200px; animation-delay: .6s; }
.dash-card-b { left: -26px; bottom: 66px; width: 180px; animation-delay: 1.4s; }
.dash-card-b em { color: var(--amber); }
.dash-card-c { right: 22px; bottom: -30px; width: 170px; animation-delay: 2.1s; }
.dash-card-c em { color: var(--purple); }
@keyframes floaty {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-9px); }
}

/* ---------- generic cards & tilt ---------- */
.tilt { transition: transform .25s cubic-bezier(.2,.7,.3,1.2), box-shadow .25s ease, border-color .25s ease; transform-style: preserve-3d; }
.card-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(255px, 1fr)); gap: 16px; }

.calc-card {
  position: relative; display: flex; flex-direction: column; gap: 8px;
  background: var(--glass-bg);
  backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px);
  border: 1px solid var(--line); border-radius: var(--radius);
  padding: 20px 20px 17px; text-decoration: none; color: var(--text);
  overflow: hidden;
}
.calc-card-glow {
  position: absolute; inset: -1px; pointer-events: none; opacity: 0; transition: opacity .25s ease;
  background: radial-gradient(320px 130px at 20% -10%, rgba(34,211,238,.16), transparent 70%);
}
.calc-card:hover { transform: translateY(-4px); border-color: rgba(34,211,238,.35); box-shadow: var(--shadow-md); }
.calc-card:hover .calc-card-glow { opacity: 1; }
.calc-card-name { font-weight: 700; font-size: 1.03rem; letter-spacing: -0.01em; }
.calc-card-desc { color: var(--text-3); font-size: 0.88rem; line-height: 1.5; flex: 1; }
.calc-card-cta { display: inline-flex; align-items: center; gap: 6px; color: var(--cyan); font-size: 0.85rem; font-weight: 650; margin-top: 6px; }
.calc-card-cta svg { transition: transform .2s ease; }
.calc-card:hover .calc-card-cta svg { transform: translateX(3px); }

/* category cards */
.cat-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(240px, 1fr)); gap: 14px; }
.cat-card {
  display: flex; flex-direction: column; gap: 7px;
  background: rgba(255,255,255,.028); border: 1px solid var(--line);
  border-radius: var(--radius); padding: 19px; text-decoration: none; color: var(--text);
}
.cat-card:hover { transform: translateY(-3px); border-color: rgba(96,165,250,.4); background: rgba(96,165,250,.06); }
.cat-icon { width: 38px; height: 38px; border-radius: 11px; background: rgba(34,211,238,.1); border: 1px solid rgba(34,211,238,.22); margin-bottom: 5px; background-color: var(--cyan); }
.cat-name { font-weight: 700; }
.cat-short { color: var(--text-3); font-size: 0.87rem; flex: 1; }
.cat-count { font-size: 0.78rem; color: var(--blue); font-weight: 650; }
.cat-hero { margin-bottom: 8px; }
.cat-icon-lg { display: inline-block; width: 52px; height: 52px; border-radius: 14px; margin-bottom: 14px; background-color: var(--cyan); border: 1px solid rgba(34,211,238,.3); }

/* icon set (mask technique: shape = currentColor of parent's background) */
.icon-home, .icon-car, .icon-banknote, .icon-card, .icon-trend, .icon-piggy,
.icon-umbrella, .icon-wallet, .icon-clock, .icon-briefcase, .icon-flame,
.icon-lock, .icon-shield, .icon-sigma, .icon-phone, .icon-gift {
  background-repeat: no-repeat; background-position: center; background-size: 55%;
  -webkit-mask-repeat: no-repeat; mask-repeat: no-repeat; -webkit-mask-position: center; mask-position: center; -webkit-mask-size: 62%; mask-size: 62%;
  -webkit-mask-origin: content-box; mask-origin: content-box;
}
[class*=' icon-'], [class^='icon-'] { background-color: rgba(255,255,255,.9); }
.cat-icon, .cat-icon-lg, .trust-icon { background-color: var(--cyan); }
.icon-home { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2'%3E%3Cpath d='M3 11l9-8 9 8v9a2 2 0 0 1-2 2h-4v-7h-6v7H5a2 2 0 0 1-2-2z'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2'%3E%3Cpath d='M3 11l9-8 9 8v9a2 2 0 0 1-2 2h-4v-7h-6v7H5a2 2 0 0 1-2-2z'/%3E%3C/svg%3E"); }
.icon-car { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2'%3E%3Cpath d='M5 11l1.7-4.3A2 2 0 0 1 8.6 5h6.8a2 2 0 0 1 1.9 1.7L19 11m-14 0h14a2 2 0 0 1 2 2v3a1 1 0 0 1-1 1h-1m-16-6a2 2 0 0 0-2 2v3a1 1 0 0 0 1 1h1m15 0a2 2 0 1 1-4 0m4 0a2 2 0 1 0-4 0M8 17a2 2 0 1 1-4 0 2 2 0 0 1 4 0z'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2'%3E%3Cpath d='M5 11l1.7-4.3A2 2 0 0 1 8.6 5h6.8a2 2 0 0 1 1.9 1.7L19 11m-14 0h14a2 2 0 0 1 2 2v3a1 1 0 0 1-1 1h-1m-16-6a2 2 0 0 0-2 2v3a1 1 0 0 0 1 1h1m15 0a2 2 0 1 1-4 0m4 0a2 2 0 1 0-4 0M8 17a2 2 0 1 1-4 0 2 2 0 0 1 4 0z'/%3E%3C/svg%3E"); }
.icon-banknote { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2'%3E%3Crect x='2' y='6' width='20' height='12' rx='2'/%3E%3Ccircle cx='12' cy='12' r='2.6'/%3E%3Cpath d='M6 12h.01M18 12h.01'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2'%3E%3Crect x='2' y='6' width='20' height='12' rx='2'/%3E%3Ccircle cx='12' cy='12' r='2.6'/%3E%3Cpath d='M6 12h.01M18 12h.01'/%3E%3C/svg%3E"); }
.icon-card { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2'%3E%3Crect x='2' y='5' width='20' height='14' rx='2.5'/%3E%3Cpath d='M2 10h20M6 15h4'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2'%3E%3Crect x='2' y='5' width='20' height='14' rx='2.5'/%3E%3Cpath d='M2 10h20M6 15h4'/%3E%3C/svg%3E"); }
.icon-trend { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2'%3E%3Cpath d='M3 17l6-6 4 4 8-8m0 0h-5m5 0v5'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2'%3E%3Cpath d='M3 17l6-6 4 4 8-8m0 0h-5m5 0v5'/%3E%3C/svg%3E"); }
.icon-piggy { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2'%3E%3Ccircle cx='12' cy='12' r='9'/%3E%3Ccircle cx='12' cy='12' r='4.5'/%3E%3Ccircle cx='12' cy='12' r='.8' fill='%23000'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2'%3E%3Ccircle cx='12' cy='12' r='9'/%3E%3Ccircle cx='12' cy='12' r='4.5'/%3E%3Ccircle cx='12' cy='12' r='.8' fill='%23000'/%3E%3C/svg%3E"); }
.icon-umbrella { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2'%3E%3Cpath d='M12 3a9 9 0 0 1 9 9H3a9 9 0 0 1 9-9zm0 0V2m0 20a2.2 2.2 0 0 1-2.2-2.2V13'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2'%3E%3Cpath d='M12 3a9 9 0 0 1 9 9H3a9 9 0 0 1 9-9zm0 0V2m0 20a2.2 2.2 0 0 1-2.2-2.2V13'/%3E%3C/svg%3E"); }
.icon-wallet { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2'%3E%3Crect x='3' y='6' width='18' height='14' rx='3'/%3E%3Cpath d='M3 10h18M16 15h2'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2'%3E%3Crect x='3' y='6' width='18' height='14' rx='3'/%3E%3Cpath d='M3 10h18M16 15h2'/%3E%3C/svg%3E"); }
.icon-clock { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2'%3E%3Ccircle cx='12' cy='12' r='9'/%3E%3Cpath d='M12 7v5l3.5 2'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2'%3E%3Ccircle cx='12' cy='12' r='9'/%3E%3Cpath d='M12 7v5l3.5 2'/%3E%3C/svg%3E"); }
.icon-briefcase { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2'%3E%3Crect x='3' y='7' width='18' height='13' rx='2.5'/%3E%3Cpath d='M9 7V5.5A1.5 1.5 0 0 1 10.5 4h3A1.5 1.5 0 0 1 15 5.5V7M3 13h18'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2'%3E%3Crect x='3' y='7' width='18' height='13' rx='2.5'/%3E%3Cpath d='M9 7V5.5A1.5 1.5 0 0 1 10.5 4h3A1.5 1.5 0 0 1 15 5.5V7M3 13h18'/%3E%3C/svg%3E"); }
.icon-flame { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2'%3E%3Cpath d='M12 3c1 3-1 4.5-2.5 6C7.8 10.7 7 12.2 7 14a5 5 0 0 0 10 0c0-1.6-.6-2.9-1.5-4-.5 1-1.2 1.7-2 2 .3-2.8-.3-6.4-1.5-9z'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2'%3E%3Cpath d='M12 3c1 3-1 4.5-2.5 6C7.8 10.7 7 12.2 7 14a5 5 0 0 0 10 0c0-1.6-.6-2.9-1.5-4-.5 1-1.2 1.7-2 2 .3-2.8-.3-6.4-1.5-9z'/%3E%3C/svg%3E"); }
.icon-lock { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2'%3E%3Crect x='5' y='11' width='14' height='9' rx='2'/%3E%3Cpath d='M8 11V8a4 4 0 0 1 8 0v3'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2'%3E%3Crect x='5' y='11' width='14' height='9' rx='2'/%3E%3Cpath d='M8 11V8a4 4 0 0 1 8 0v3'/%3E%3C/svg%3E"); }
.icon-shield { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2'%3E%3Cpath d='M12 3l7 3v5c0 5-3.1 8.4-7 10-3.9-1.6-7-5-7-10V6z'/%3E%3Cpath d='M9 12l2 2 4-4'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2'%3E%3Cpath d='M12 3l7 3v5c0 5-3.1 8.4-7 10-3.9-1.6-7-5-7-10V6z'/%3E%3Cpath d='M9 12l2 2 4-4'/%3E%3C/svg%3E"); }
.icon-sigma { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2'%3E%3Cpath d='M17 5H7l6 7-6 7h10'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2'%3E%3Cpath d='M17 5H7l6 7-6 7h10'/%3E%3C/svg%3E"); }
.icon-phone { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2'%3E%3Crect x='7' y='2.5' width='10' height='19' rx='2.5'/%3E%3Cpath d='M11 18.5h2'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2'%3E%3Crect x='7' y='2.5' width='10' height='19' rx='2.5'/%3E%3Cpath d='M11 18.5h2'/%3E%3C/svg%3E"); }
.icon-gift { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2'%3E%3Crect x='3' y='9' width='18' height='11' rx='2'/%3E%3Cpath d='M12 9v11M3 13h18M12 9S10 4 7.5 4a2.5 2.5 0 0 0 0 5zm0 0s2-5 4.5-5a2.5 2.5 0 0 1 0 5z'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='2'%3E%3Crect x='3' y='9' width='18' height='11' rx='2'/%3E%3Cpath d='M12 9v11M3 13h18M12 9S10 4 7.5 4a2.5 2.5 0 0 0 0 5zm0 0s2-5 4.5-5a2.5 2.5 0 0 1 0 5z'/%3E%3C/svg%3E"); }

/* trust cards */
.trust-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(210px, 1fr)); gap: 14px; }
.glass {
  background: var(--glass-bg);
  backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px);
  border: 1px solid var(--line); border-radius: var(--radius);
}
.trust-card { padding: 21px; }
.trust-icon { width: 36px; height: 36px; border-radius: 10px; margin-bottom: 12px; display: block; }
.trust-card h3 { font-size: 1rem; margin-bottom: 6px; }
.trust-card p { color: var(--text-3); font-size: 0.89rem; }

/* guide cards */
.guide-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(280px, 1fr)); gap: 14px; }
.guide-card { display: flex; flex-direction: column; gap: 8px; padding: 20px; text-decoration: none; color: var(--text); }
.guide-card:hover { border-color: rgba(167,139,250,.4); transform: translateY(-3px); }
.guide-tag { align-self: flex-start; font-size: 0.7rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--purple); border: 1px solid rgba(167,139,250,.35); background: rgba(167,139,250,.08); padding: 3px 10px; border-radius: 999px; }
.guide-card h3 { font-size: 1.02rem; }
.guide-card p { color: var(--text-3); font-size: 0.88rem; flex: 1; }
.guide-link { color: var(--purple); font-size: 0.85rem; font-weight: 650; }

/* final CTA — stays dark */
.final-cta { margin-top: 90px; padding: 0 0 90px; background: transparent; }
.final-cta-inner {
  text-align: center; padding: clamp(36px, 6vw, 64px) 24px;
  background:
    radial-gradient(60% 120% at 50% -20%, rgba(34,211,238,.14), transparent 60%),
    var(--glass-bg);
  border: 1px solid var(--line-strong);
  border-radius: 26px;
  box-shadow: var(--shadow-lg);
}
.final-cta h2 { font-size: clamp(1.5rem, 3vw, 2.1rem); }
.final-cta p { color: var(--text-2); max-width: 46ch; margin: 10px auto 24px; }

/* ---------- breadcrumbs & meta ---------- */
.breadcrumbs ol { list-style: none; display: flex; flex-wrap: wrap; gap: 6px; padding: 0; margin-bottom: 22px; font-size: 0.85rem; color: var(--text-3); }
.breadcrumbs li:not(:last-child)::after { content: '/'; margin-left: 6px; opacity: .5; }
.breadcrumbs a { color: var(--text-3); text-decoration: none; }
.breadcrumbs a:hover { color: var(--cyan); }
.breadcrumbs [aria-current] { color: var(--text-2); }
.meta-line { color: var(--text-3); font-size: 0.85rem; margin-top: 12px; }
.meta-line time { color: var(--text-2); }

/* ---------- calculator workbench ---------- */
.calc-hero h1 { font-size: clamp(1.9rem, 3.6vw, 2.6rem); font-weight: 800; }
.calc-hero .meta-line { margin-top: 10px; }
.calc-workbench { display: grid; grid-template-columns: minmax(330px, 420px) 1fr; gap: 20px; align-items: start; margin-top: 30px; }

.inputs-panel { padding: 22px; position: static; }
.inputs-panel h2 { font-size: 1.05rem; margin-bottom: 16px; display: flex; align-items: center; gap: 8px; }
.inputs-panel h2::before { content: ''; width: 8px; height: 8px; border-radius: 50%; background: var(--cyan); box-shadow: 0 0 12px rgba(34,211,238,.8); }
@media (min-width: 1080px) { .inputs-panel.sticky { position: sticky; top: 84px; } }

.field { margin-bottom: 15px; }
.field label { display: block; font-size: 0.86rem; font-weight: 620; color: var(--text-2); margin-bottom: 6px; }
.input-wrap { position: relative; display: flex; align-items: center; }
.input-affix { display: flex; align-items: center; }
.affix { color: var(--text-3); font-weight: 600; padding-left: 12px; pointer-events: none; }
.affix-end { padding: 0 12px 0 0; }
input[type='number'], input[type='text'], input[type='email'], select, textarea {
  width: 100%; background: var(--bg-input); color: var(--text);
  border: 1px solid var(--line-strong); border-radius: var(--radius-sm);
  padding: 10px 12px; font-size: 0.97rem; font-feature-settings: 'tnum';
  transition: border-color .15s ease, box-shadow .15s ease;
}
.input-affix input[type='number'] { padding-left: 4px; padding-right: 4px; }
select { appearance: none; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23aab2c3' stroke-width='2' fill='none' stroke-linecap='round'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 12px center; padding-right: 34px; }
textarea { resize: vertical; }
input:hover, select:hover { border-color: rgba(255,255,255,.24); }
input:focus, select:focus, textarea:focus { outline: none; border-color: var(--cyan); box-shadow: 0 0 0 3px rgba(34,211,238,.18); }
.field-help { font-size: 0.78rem; color: var(--text-3); margin-top: 5px; line-height: 1.45; }
.calc-btns { display: flex; gap: 10px; margin-top: 20px; }

.results-panel { background: var(--glass-bg); backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px); border: 1px solid var(--line-strong); border-radius: var(--radius); padding: 22px; box-shadow: var(--shadow-md); }
.results-head { display: flex; align-items: center; justify-content: space-between; gap: 12px; margin-bottom: 16px; }
.results-head h2 { font-size: 1.05rem; margin: 0; }
.results-actions { display: flex; gap: 8px; }
.result-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 12px; }
.result-card { position: relative; background: rgba(255,255,255,.035); border: 1px solid var(--line); border-radius: 14px; padding: 15px 16px 13px; overflow: hidden; }
.result-card::before { content: ''; position: absolute; inset: 0 auto 0 0; width: 3px; }
.accent-cyan::before { background: var(--cyan); box-shadow: 0 0 14px rgba(34,211,238,.7); }
.accent-blue::before { background: var(--blue); box-shadow: 0 0 14px rgba(96,165,250,.7); }
.accent-purple::before { background: var(--purple); box-shadow: 0 0 14px rgba(167,139,250,.7); }
.accent-emerald::before { background: var(--emerald); box-shadow: 0 0 14px rgba(52,211,153,.7); }
.accent-amber::before { background: var(--amber); box-shadow: 0 0 14px rgba(251,191,36,.7); }
.accent-rose::before { background: var(--rose); }
.result-label { display: block; font-size: 0.79rem; color: var(--text-3); font-weight: 570; }
.result-value { display: block; font-size: clamp(1.25rem, 2vw, 1.55rem); font-weight: 780; letter-spacing: -0.01em; font-feature-settings: 'tnum'; margin-top: 3px; }
.result-hint { display: block; font-size: 0.74rem; color: var(--text-3); margin-top: 4px; }
.results-note { font-size: 0.84rem; color: var(--amber); margin-top: 12px; }

/* dynamic rows (debt snowball) */
.dyn-block { margin: 18px 0 6px; border-top: 1px dashed var(--line-strong); padding-top: 14px; }
.dyn-title { font-size: 0.86rem; font-weight: 620; color: var(--text-2); margin-bottom: 10px; }
.dyn-row { display: grid; grid-template-columns: 1.2fr 1fr .7fr 1fr 34px; gap: 7px; margin-bottom: 8px; }
.dyn-cell input { padding: 8px 9px; font-size: 0.88rem; }
.dyn-text input { padding-left: 12px; }
.dyn-remove { background: rgba(251,113,133,.1); border: 1px solid rgba(251,113,133,.3); color: var(--rose); border-radius: 9px; cursor: pointer; font-size: 1rem; line-height: 1; }
.dyn-remove:hover { background: rgba(251,113,133,.2); }

/* order list chart type */
.order-list { list-style: none; counter-reset: ord; display: grid; gap: 8px; padding: 0; }
.order-list li { counter-increment: ord; display: flex; align-items: center; gap: 12px; background: rgba(255,255,255,.035); border: 1px solid var(--line); border-radius: 12px; padding: 11px 14px; font-size: 0.94rem; }
.order-list li::before { content: counter(ord); width: 27px; height: 27px; border-radius: 50%; display: inline-flex; align-items: center; justify-content: center; font-weight: 700; font-size: 0.82rem; color: var(--ink-on-accent); background: linear-gradient(135deg, #35e2f7, #7c8cff); }
.stat-list { display: grid; gap: 0; padding: 0; list-style: none; }
.stat-list li { display: flex; justify-content: space-between; gap: 14px; padding: 10px 2px; border-bottom: 1px dashed var(--line); font-size: 0.93rem; }
.stat-list li:last-child { border-bottom: 0; }
.stat-list .sl-label { color: var(--text-3); }
.stat-list .sl-value { font-weight: 700; font-feature-settings: 'tnum'; text-align: right; }

/* ---------- charts ---------- */
.charts-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(430px, 100%), 1fr)); gap: 16px; }
.chart-card { background: var(--glass-bg); backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px); border: 1px solid var(--line); border-radius: var(--radius); padding: 20px; margin: 0; }
.chart-card figcaption h3 { font-size: 1rem; }
.chart-card figcaption p { color: var(--text-3); font-size: 0.84rem; margin-top: 4px; }
.chart-mount { margin-top: 14px; }
.chart-mount svg { width: 100%; height: auto; display: block; }
.chart-table-wrap { margin-top: 12px; border-top: 1px dashed var(--line); padding-top: 10px; }
.chart-access-note { color: var(--text-3); font-size: 0.83rem; margin-top: 14px; }
.legend-row { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 12px; }
.legend-row .lg { font-size: 0.8rem; }

/* gauge */
.gauge-value { font-size: 2rem; font-weight: 780; font-feature-settings: 'tnum'; text-align: center; margin-top: 8px; }
.gauge-thresh { display: flex; justify-content: space-between; color: var(--text-3); font-size: .76rem; margin-top: 6px; }

/* ---------- tables ---------- */
.table-scroll { overflow-x: auto; border: 1px solid var(--line); border-radius: var(--radius-sm); }
.data-table { width: 100%; border-collapse: collapse; font-size: 0.9rem; min-width: 520px; }
.data-table caption { text-align: left; font-weight: 650; padding: 12px 14px 2px; color: var(--text-2); }
.data-table th { text-align: left; font-weight: 650; color: var(--text-3); font-size: 0.78rem; text-transform: uppercase; letter-spacing: .05em; }
.data-table th, .data-table td { padding: 9px 14px; border-bottom: 1px solid var(--line); }
.data-table tbody tr:last-child td { border-bottom: 0; }
.data-table td { font-feature-settings: 'tnum'; }
.data-table tbody tr:hover { background: rgba(255,255,255,.028); }
.table-note { color: var(--text-3); font-size: 0.8rem; margin-top: 8px; }

/* ---------- prose ---------- */
.prose { max-width: 76ch; }
.prose h2 { margin-top: 34px; }
.prose h3 { margin-top: 22px; }
.prose p { margin: 12px 0; color: var(--text-2); }
.prose strong { color: var(--text); }
.prose ul, .prose ol { margin: 12px 0 12px 22px; color: var(--text-2); }
.prose li { margin: 6px 0; }
.prose a { color: var(--cyan); text-decoration: underline; text-decoration-color: rgba(34,211,238,.35); text-underline-offset: 3px; }
.prose a:hover { text-decoration-color: var(--cyan); }
.formula-box {
  background: rgba(34,211,238,.05); border: 1px solid rgba(34,211,238,.22);
  border-radius: var(--radius-sm); padding: 16px 18px; margin: 16px 0;
  font-size: 1.02rem; overflow-x: auto;
}
.formula-box small { display: block; color: var(--text-3); margin-top: 6px; font-size: 0.82rem; }
.vars-list { list-style: none; margin-left: 0 !important; }
.vars-list li { padding: 7px 0; border-bottom: 1px dashed var(--line); font-size: 0.92rem; }
.vars-list code { background: rgba(255,255,255,.07); border: 1px solid var(--line); border-radius: 6px; padding: 2px 7px; font-size: 0.85em; color: var(--emerald); }
.assumptions li { color: var(--text-2); }
.mini-disclaimer { margin-top: 18px; font-size: 0.85rem !important; color: var(--text-3) !important; border-left: 3px solid var(--amber); padding: 10px 14px; background: rgba(251,191,36,.05); border-radius: 0 10px 10px 0; }

/* article head */
.article-head h1 { font-size: clamp(1.8rem, 3.4vw, 2.45rem); font-weight: 800; }
.article-head .guide-tag { margin-bottom: 14px; }
.article-head .lead { margin-top: 14px; }
.article-cta { margin-top: 42px; padding: 26px; text-align: center; }
.article-cta p { color: var(--text-2); margin: 8px 0 16px; }

/* faq */
.faq-list { display: grid; gap: 10px; max-width: 76ch; }
.faq { background: rgba(255,255,255,.03); border: 1px solid var(--line); border-radius: var(--radius-sm); overflow: hidden; }
.faq summary { cursor: pointer; padding: 14px 17px; font-weight: 640; font-size: 0.97rem; list-style: none; position: relative; padding-right: 40px; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: '+'; position: absolute; right: 16px; top: 50%; transform: translateY(-50%); color: var(--cyan); font-size: 1.3rem; font-weight: 400; transition: transform .18s ease; }
.faq[open] summary::after { transform: translateY(-50%) rotate(45deg); }
.faq[open] summary { color: var(--cyan); }
.faq-body { padding: 0 17px 15px; }
.faq-body p { color: var(--text-2); font-size: 0.93rem; }

/* ---------- contact form ---------- */
.contact-list dt { font-weight: 700; margin-top: 16px; }
.contact-list dd { color: var(--text-2); margin: 4px 0 0; }
.contact-card { margin-top: 30px; padding: 24px; }
.contact-form label { display: block; font-size: .86rem; font-weight: 620; color: var(--text-2); margin: 13px 0 5px; }
.contact-form button { margin-top: 18px; }
.form-note { font-size: .8rem; color: var(--text-3); margin-top: 12px; }

/* ---------- search overlay ---------- */
.search-overlay { position: fixed; inset: 0; z-index: 150; background: rgba(12, 14, 18, 0.72); backdrop-filter: blur(6px); -webkit-backdrop-filter: blur(6px); display: flex; justify-content: center; padding: 12vh 16px 16px; }
.search-overlay[hidden] { display: none !important; }
.search-panel { width: min(640px, 100%); height: fit-content; max-height: 70vh; display: flex; flex-direction: column; background: #1e212b; border: 1px solid var(--line-strong); border-radius: 18px; box-shadow: var(--shadow-lg); overflow: hidden; }
#search-input { border: 0; border-bottom: 1px solid var(--line); border-radius: 0; background: transparent; padding: 17px 19px; font-size: 1.05rem; }
#search-input:focus { box-shadow: none; }
.search-results { overflow-y: auto; padding: 8px; }
.sr-item { display: block; padding: 11px 13px; border-radius: 11px; text-decoration: none; color: var(--text); }
.sr-item:hover, .sr-item.active { background: rgba(34,211,238,.1); }
.sr-item strong { display: block; font-weight: 640; font-size: .95rem; }
.sr-item span { color: var(--text-3); font-size: .8rem; }
.search-hint { text-align: center; color: var(--text-3); font-size: .76rem; padding: 9px; border-top: 1px solid var(--line); }
.sr-empty { padding: 22px; text-align: center; color: var(--text-3); font-size: .9rem; }

/* ---------- footer ---------- */
.site-footer { border-top: 1px solid var(--line); background: var(--bg-deep); margin-top: 40px; }
.footer-top { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr; gap: 34px; padding: 52px 0 34px; }
.footer-brand p { color: var(--text-3); font-size: 0.88rem; margin-top: 14px; max-width: 34ch; }
.footer-note { color: var(--amber) !important; font-size: 0.8rem !important; }
.footer-col h3 { font-size: 0.82rem; text-transform: uppercase; letter-spacing: .08em; color: var(--text-3); margin-bottom: 14px; }
.footer-col ul { list-style: none; display: grid; gap: 8px; }
.footer-col a { color: var(--text-2); text-decoration: none; font-size: 0.91rem; }
.footer-col a:hover { color: var(--cyan); }
.footer-bottom { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 10px; border-top: 1px solid var(--line); padding: 20px 0 30px; color: var(--text-3); font-size: 0.82rem; }
.footer-bottom a { color: var(--text-2); }

/* ---------- responsive ---------- */
@media (max-width: 1080px) {
  .calc-workbench { grid-template-columns: 1fr; }
  .footer-top { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 920px) {
  .hero-grid { grid-template-columns: 1fr; }
  .dash-wrap { min-height: 420px; max-width: 640px; margin: 0 auto; }
  .dash-card-a { top: -20px; right: 4px; }
}
@media (max-width: 760px) {
  .main-nav { display: none; }
  .btn-find span { display: none; }
  .btn-find { padding: 10px 12px; }
  .hamburger { display: flex; }
  .result-grid { grid-template-columns: 1fr; }
  .dyn-row { grid-template-columns: 1fr 1fr 34px; }
  .dyn-row .dyn-cell:first-child { grid-column: 1 / -1; }
  .section { margin-top: 54px; }
  .page-pad { padding-bottom: 64px; }
  .footer-top { grid-template-columns: 1fr; gap: 26px; padding-top: 40px; }
  .dash-kpis { grid-template-columns: 1fr 1fr; }
  .dash-kpi:last-child { display: none; }
}

/* motion preferences */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: 0.001s !important; transition-duration: 0.001s !important; }
  html { scroll-behavior: auto; }
  .dash-side { animation: none; }
}